NatWest has reintroduced higher LTV products, including offerings up to 90% LTV.
The lender has added four 90% LTV products, including a 2-year fix at 3.59% and a 5-year fix at 3.74%; both deals do not include fees.
The 90% LTV products are for customers looking to remortgages on a like for like basis only.
In addition, for residential new build properties, the maximum LTV has been upped from 80% LTV to 85% LTV.
However, for residential new build flats, the maximum LTV remains at 75%.
The transfer of titles will be increased to 90%, and 95% on a like for like basis.
According to NatWest it will also now accept applications where a customer is able to evidence that the first full scheduled monthly payment has been made having finished their payment holiday.
These changes are effective from 16 February for all new qualifying mortgage applications received.
Furthermore, the lender has reduced rates on 2-year purchase products by up to 0.13%, and on 5-year offerings by up to 23bps.
Meanwhile, for products within its green mortgages range, it has cut rates by 12bps and 5bps on 75% LTV 2- and 5-year deals, respectively.