Optimum Credit relocates to support commercial lending launch

Ryan Fowler

August 12, 2019

Second charge mortgage provider Optimum Credit has relocated to new premises to support its company growth.

The new offices at 4 Capital Quarter in Cardiff offer 18,500 sq ft with room to grow the current headcount of 130 to around 250.

This will give the company scope to achieve its expansion plans, both for the existing Optimum second charge mortgage business and the wider Pepper Money, which acquired Optimum back in 2018, strategy across the UK. This includes the launch of a new business venture into commercial real estate lending.

Sam Marshall, chief executive officer at Optimum Credit, said: “The move to the new offices reflects the impressive growth we have experienced since we launched in 2014 and the ambitious plans we have to continue that under the ownership of Pepper Money.

“We aim to almost double our current workforce over the next few years, so this is an important move for us in terms of showcasing exactly what we can offer as an employer to attract and retain the best people from across the UK.

“We wanted the new offices to reflect our culture and who we are as a business. We’re not a traditional financial services company and we’re not a call centre.

“The majority of our roles are technical and highly skilled, and we have a casual office environment with our values and the social side of things being very important to us.

“We’ve established ourselves as a leading employer within the financial services sector, and we are confident that this growth is set to continue as we build and diversify the skills of our growing team.”


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