Pepper cuts residential rates for a limited time

Pepper’s 2-year fix for those who haven’t had a CCJ or default in the last six months now stands at 3.78% to 75% loan-to-value.

Pepper cuts residential rates for a limited time

Pepper Money has cut residential rates by up to 1% for a limited period.

Pepper’s 2-year fix for those who haven’t had a CCJ or default in the last six months now stands at 3.78% to 75% loan-to-value.

The lowest rate in the 'limited edition' range is a 2-year fix at 3.08% to 70% LTV for applicants who haven’t had a CCJ or default in 18 months.

Rob Barnard (pictured), sales director at Pepper Money, said: “At Pepper, we believe in simple, cost effective solutions for customers who do not fit the mould of a high street lender.

“We don’t use a credit score to make our lending decisions or dictate our pricing. Instead, we offer transparent rates and criteria that offer an attractive solution to borrowers who have experienced a credit blip or life event.

“But don’t take my word for it – go online to take a look at our rates or pick up the phone to Pepper to talk through your case.”