Pepper unveils 5-year fixes

Mortgage Introducer

May 15, 2017

Pepper Homeloans has launched 5-year fixes starting from 2.88% to 70% loan-to-value.

Other rates are 2.98% to 75% LTV, 3.38% to 80% LTV, 3.68% to 85% LTV, all with a £995 completion fee.

Products are available to customers with no CCJs or missed payments in the past 36 months and no arrears in the past six months.

Pepper ranked above average for loan servicing by Standard & Poor’s

Rob Barnard (pictured), sales director of Pepper Homeloans, said: “This limited edition product gives homebuyers and existing homeowners the peace of mind of knowing that their monthly payments won’t change for the next 5 years.

“This is a competitive rate and, along with free legals on all remortgages, makes the package a compelling proposition.”

All applications are manually underwritten and Pepper doesn’t use credit scoring. Brokers can also submit decisions in principle and applications online.

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