Post Office Money has reduced rates on its 2-year fixed mortgage at 85% loan-to-value (LTV).
The rate has been cut by 0.10% to reach 1.85%.
Rachel Springall, finance expert at Moneyfacts, said: “All borrowers will get a free valuation and remortgage customers will also get free legal fees. As a result, the deal earns a Moneyfacts product rating of Outstanding.”
In addition, Barclays Mortgage has reduced the rate on its 10-year fixed mortgage at 60% LTV by 0.02% to reach 2.28%.
It comes with a £999 product fee, free valuation for all and free legals for those remortgaging.
Springall added: “Now priced at 2.28%, the deal charges a reasonable fee and includes an attractive incentive package. A free valuation is offered to all applicants and free legal fees area available to those remortgaging.
“Borrowers looking to secure their monthly repayments for the next decade with a high street brand and take advantage of some cost-saving incentives may find this deal appealing.
“As a result, the deal earns a Moneyfacts product rating of outstanding.”