Precise Mortgages launches Help to Buy Scotland and remortgage options
Specialist lender Precise Mortgages has extended its Help to Buy range to include Help to Buy Scotland and Help to Buy remortgage options.
Both products are available to customers with less than perfect credit profiles and those who need the services of a specialist lender. There are no products fees for remortgages, while both purchase and remortgage products include a refund of the valuation fee and offer a cashback feature.
Alan Cleary (pictured), managing director of Precise Mortgages, said: “The Help to Buy scheme has been a huge success since its launch in 2013, helping hundreds of thousands of aspiring homeowners take their first step onto the property ladder.
“These latest additions to our Help to Buy range will help even more customers in realising their home-owning dreams.
“We’re pleased to show support for the Scottish market by offering Help to Buy Scotland for the first-time, whilst our Help to Buy Remortgages will help early adopters of the scheme make the transition from becoming first time buyers to established homeowners.”
With the scheme extended to 2023, the lender’s Help to Buy Scotland offering enables customers to choose from a range of fixed rate products, with purchase and remortgage options available up to 80% LTV.
Its Help to Buy remortgages provide customers with pound-for-pound options up to 75% LTV, up to 80% in Scotland, on a range of 2, 3 and 5-year fixed rate products.
The lender’s Help to Buy offering is backed up by a priority processing team which is committed to assessing cases within 48 hours and making offers within 21 days, as well as providing broker support and regular progress updates.