Vida Homeloans and Personal Touch Financial Services to collaborate

Michael Lloyd

January 10, 2018

Vida Homeloans has been appointed to Personal Touch Financial Services’ panel of lenders to provide specialist residential and buy-to-let mortgages to clients of the adviser network.

The relationship gives the 220 member firms of Personal Touch access to Vida’s impaired credit products up to 85% loan-to-value, and specialist buy-to-let range, including products for multi-unit blocks up to five units and HMOs up to eight bedrooms with no additional rate loading or fee.

Louisa Sedgwick, director of sales at Mortgages at Vida Homeloans, said: “We are thrilled to be working in close collaboration with Personal Touch to offer its network members a range of specialist mortgage solutions targeted at borrowers who are overlooked by the mainstream lenders, including the recently self-employed or contractors and first-time buyers who need gifted deposits.

“Vida Homeloans also offers a ‘buy together’ range of residential mortgages, which enables up to four applicants to purchase a home together.

“Our buy-to-let range caters for expats, limited companies, SPVs and portfolio landlords who wish to finance up to 15 properties/£2m with Vida Homeloans and have up to 50 properties in total.”

Vikki Jefferies, head of propositions at Personal Touch, added: “I’m delighted that Vida Homeloans have become the latest addition to our market-leading lending panel.

“Vida Homeloans’ expertise in specialist residential and buy-to-let will provide our brokers with solutions and flexibility to help clients in a variety of circumstances.”

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