YBS cuts fixes

The cuts mean that the Yorkshire now offers:

1 year fixed rate from 2.99% (up to 75% LTV) with a fee of £195

2 year fixed rate from 3.09% (up to 60% LTV) with a fee of £1,195

3 year fixed rate from 4.14% (up to 75% LTV) with a fee of £495

The society says it offers a comprehensive choice of mortgages with rates, fees, term and deposit levels to suit different circumstances, meaning borrowers choosing the Yorkshire for their mortgage will be able to tailor their loan to suit their individual needs.

The new mortgages all have free valuation and legal fees for remortgage customers and offset versions are also available.

Tom Girling, product manager for mortgages, at the society said: "This is the third time we have cut rates this year making mortgages even more affordable for those looking to get onto the property ladder or who are ready to move their mortgage to a new more competitive deal."