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YBS cuts rates across higher LTVs

Jake Carter

June 25, 2021

Yorkshire Building Society has reduced selected rates across a range of higher loan-to-values (LTVs), starting from 85% LTV.

Notable reductions include the 95% LTV 2-year fix cut from 3.79% to 3.45%; it is available for homebuyers, and comes with a £995 fee, £250 cashback as well as free standard valuation.

The 95% LTV fee-free 5-year fix has also been reduced, from 3.99% to 3.88%; it is available for homebuyers and comes with free standard valuation.

Additionally, the 90% LTV 2-year fix has been cut from 3.29% to 3.09%, and the 90% LTV 5-year fix from 3.49% to 3.39%; both include a £495 fee, £750 cashback and free standard valuation.

For remortgages, the mutual has added a 95% LTV 2-year fix at 3.70% and a 95% LTV 5-year fix at 3.79%, both of which are fee-free and benefit from free standard valuation and free remortgage legal service.

Ben Reed, mortgage manager at Yorkshire Building Society, said: “We’re really pleased to introduce this refreshed range, which we hope will help support a variety of borrowers with smaller deposits, including those looking to remortgage with less equity”.


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